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Finance your farm, simply

Starting an urban farm can be expensive. And in the past, securing financing has been a business-busting challenge for many would-be growers. But not anymore.

As a direct lender, Tower Farms offers access to low interest financing on everything you need to get your operation up and running — including Tower Gardens, irrigation components, dosing systems, gravity tanks, and nutrients. And that means you can:

  • Dramatically reduce your overhead with coverage of up to 75% of startup costs
  • Get financed sooner with 24–48 hour credit approvals
  • Pick a plan that fits your farm with loans ranging from $5,000 to $250,000
  • Pay at your own pace with 12–36 month terms

Why? Because we’re on a mission to lower the barrier to entry for urban agriculture and, as a result, make real food available to all.

See how Tower Farms financing stacks up against the alternative options:

Loan Type Government
Bank Loan
Bank Loan
Tower Farms
Interest Rate 2% - 4% 5% - 10% 6% - 13% 6% - 7%
Down Payment N/A 10% varies widely 25%
Approval Time 8 weeks 1 - 7 days 1 - 8 weeks 1 - 2 days
Term Length 1 - 7 years 7 - 20 years 5 - 30 years 1 - 3 years
Credit Score N/A 680+ 600+ Flexible

Read more about our financing options (PDF) »

Disclaimer: Third-party financing details are approximate and subject to change.


Build a sustainable farm

Whether you are farming outdoors, indoors, or in a greenhouse, our low cost financing solutions can help you improve cash flow management and increase profitability.

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